By applying for this account, I am asking Synchrony Bank to issue me a Synchrony Bank credit card (the "Card"), and I agree that:

  • I am providing the information in this application to Synchrony Bank and to dealers/merchants/retailers that accept the Card and program sponsors. Synchrony Bank may provide information about me (even if my application is declined) to dealers/merchants/retailers that accept the Card and program sponsors (and their respective affiliates) so that they can create and update their records, and provide me with service and special offers.
  • Synchrony Bank may obtain information, including employment and income information, from others about me (including requesting reports from consumer reporting agencies and other sources) to evaluate my application, and to review, maintain or collect my account.
  • I consent to Synchrony Bank and any other owner or servicer of my account contacting me about my account, including using any contact information or cell phone numbers I provide, and I consent to the use of any automatic telephone dialing system and/or an artificial or prerecorded voice when contacting me, even if I am charged for the call under my phone plan.
  • I have read and agree to the credit terms and other disclosures in this application, and I understand that if my application is approved, the Synchrony Bank credit card account agreement ("Agreement") will govern my account. Among other things, the Agreement: (1) includes a resolving a dispute with arbitration provision that limits my rights unless I reject the provision by following the provision's instructions; and (2) makes each applicant responsible for paying the entire amount of the credit extended.
  • Authorization for the Social Security Administration to Disclose Your Social Security Number Verification. I authorize the Social Security Administration (SSA) to verify and disclose to SYNCB for the purpose of this transaction whether the name, Social Security Number (SSN) and date of birth I have submitted matches information in SSA records. My consent is for a one-time validation within the next 90 days.

Federal law requires Synchrony Bank to obtain, verify and record information that identifies you when you open an account. Synchrony Bank will use your name, address, date of birth, and other information for this purpose.